Business Intelligence

Because Information Is Money

Credit Bureau

Transact On A Sound Base

Debt Recovery

Getting It All Back

Analytics

Your Finger On The Pulse

About Us

Fincheck (Pvt) Ltd, formerly Dun & Bradstreet and TransUnion is a company which provides insightful business information for Zimbabwean organisations for risk management, analysis and strategic planning purposes. Relatedly, Fincheck also consults, designs, develops and provides software solutions for data management.

Our Vision

To be the contact of choice pertaining to quality & relevent business information and data management solutions in Zimbabwe.

Our Values

Effeciency - We play a vital role in driving the economic performance of Zimbabwe. By providing quality and accurate business information quickly to our clients, we help them make sound business decisions.
Effectiveness - To ensure that our clients get the best information for decision making, we make sure our data is relevant and accurate.
Professionalism - This has always been in our DNA from Dun & Bradstreet through to TransUnion and we continue to maintain world class professional standards in everything we do.
Excellence - We make sure the experience of dealing with Fincheck is second to none and is of world standard.

OUR PRODUCTS


Credit Bureau
We provide quality data that enables us to categorize the level of risk associated with giving credit to a particular individual or entity. Consumer profile checker - For individual credit history.
Commercial profile checker - For credit culture of business entities.
Hire Purchase checker - We provide credit information when a client wants to buy a car on hire purchase
Business Intelligence
Information is money. Business Intelligence serves you with an in-depth commercial report for risk analysis and credit assessment purposes. We provide these reports for both local and external clients.
Types of Business Inteligence
Basic Background
Credit Check
Comprehensive report
Software Solutions
In this era of growing competition in the face of shrinking markets, increased regulatory demands and customers demanding more for less, management needs to have their finger on the organisation’s pulse to react quickly and act decisively; but still protect against the risk of loss of value whilst pursuing business opportunities. Fincheck provides business management with the right and appropriate software solutions for deeper insight and sound decision making.
Debt Recovery
With a team with over 70 years of debt recovery experience, and the most efficient debt management software, we provide ethical but stringent debt recovery services. We are respected and valued by our clients for the professionalism and effectiveness we bring to the process of recovering lost value.
Publications
We provide a variety of publications with vital information on various areas for the convenience of those who need it.
Our publications include:
Judicial Management and Liquidation Gazette
Court Judgements Gazette
Business Ratings Gazette
Tracing

We locate the whereabouts of those who abscond with your money.

Training

In our fast-paced world, Individuals and businesses that are given proper training and support in their professional development are likely to be more motivated with an advanced knowledge base leading to an increase in overall productivity.

FINANCIALS


Metal Prices


* Prices in USD/Ounce

Exchange Rates

Interest Rates




Mortgages Rates


INSTITUTION RATE PER ANNUM TERMS(MAX YEARS) COMMENT
Steward Bank 8.5% 20 Rate is based on years before retirement
NMB 12% 15 Minimum deposit of 25% of the purchase price
CABS 16% 10 Minimum deposit of 10% of the purchase price
NBS 11.5% for medium density
9.5% for high density
25 Age plus the repayment period must not exceed 64 years. Minimum deposit of 15% of the purchase price
Homelink 10% for applicants in diaspora
11.8% for applicants in Zimbabwe
10 Minimum deposit of 30% of the purchase price
MBCA 12% 20 Minimum deposit of 10% of the purchase price
Barclays Bank 12% 25 Rate is based on years before retirement
IDBZ 10% 10 Mortgage only for IDBZ owned stands
FBC 12% 20 Minimum deposit of 25% of the purchase price
ZB Bank 11% for low density
10% for medium density
9% for high density
20 Minimum deposit of 25% of the purchase price
CBZ 12% 15 $25 paid upon submission of the application
Metbank 10% 20 Minimum deposit of 15% of the purchase price
POSB 12% 15 Minimum deposit of 20% of the purchase price
Stanbic 12% 20
Getbucks 18% 10 Zero % deposit


Frequently Asked Questions

Who is Fincheck (Pvt) Ltd?

Fincheck (Pvt) Ltd is a Zimbabwean company that provides vital business information & software solutions for data management to businesses.

How do I become a Fincheck client?

Sign up to a contract, pay your subscription fee (which is dependent on the service you require), and you are signed up as a client.



How do I access credit reports?

If you are a subscriber, you simply click “client login” at the top of our website, sign in with your user name and password and you are ready to go.

What are Fincheck's sources of information?

Information is gathered from the courts, government institutions, regulators, businesses, financial institutions and credit providers.

What sets you apart from other credit bureaus?

Fincheck is not only a credit bureau, but a business information and software solutions provider whose aim is to help Zimbabwean businesses retain and enhance value.

What is the difference between Fincheck and other debt recovery consultants?

a) Fincheck strictly abides by the laws prevailing in the country.
b) Collection commission is levied to the debtor and not taken from the principal amount.

Send us an email

We are happy to talk you if you have any queries.

Our office location

  • 8th Floor Club Chambers.
    Cnr N. Mandela Avenue/3rd Street
    Harare, Zimbabwe

  • Our contacts

  • +263 (04) 704891-5, +263 (04) 708698
    +263(0)732420450-3
  • +263(0)732420451
  • enquiries@fincheckzim.com
  • www.fincheckzim.com

I benefited mostly on assessing credit risk because this is part of what i do as a credit underwriter, so it was most useful to me: Neo Chitanga, Export Credit Guarantee Corporation. Natural Your speed and urgency of sending the required feedback reports is so beneficial to our business. We do not have to chase for our reports, but immediately you are done, you email them direct to us within two or three days, which is excellent : Judith Tekede , New World Property Management. Fincheck thus far rendering excellent performance: Zenzo Khuphe, Stanbic Bank Zimbabwe. Natural Turnaround time is very impressive ! :Simbarashe Mudarikwa , PPC Zimbabwe. Natural We confirm that TV Sales and Home has had business association with Fincheck for more than 10 years. We found the dealing of the company quite satisfactory particularly on Fincheck Plus, an online credit vetting system. Fincheck has provided our business with healthy support and kind help. Fincheck Pvt. Ltd is surely a solid and reliable supplier's of ICT Services and an expert in their field in our opinions and belief: H Gwatida (Credit Control Manager), TV Sales and Home. Natural We have worked with Fincheck for the past 3 years or so. They have really assisted in our debt collection initiative as well as the improvement of our processes: Tafadzwa Mudadi, Liquid Telecom . Natural Convenience in terms of their system. You just give them the individual's ID number and all the information comes up quickly: Ruth Shoko, Netone Zimbabwe. Natural